Let me be totally honest with you: I never planned to become “that person” who gets weirdly passionate about 3-ingredient banana oat cookies. Yet here I am. If you’ve ever stared at two or three sad, speckled bananas on your counter and wondered, “Is this the moment they finally become fruit flies?” — trust me, I get it.
One random Tuesday afternoon, I mashed those bananas out of guilt, mixed them with oats because that’s all I had, tossed in chocolate chips because… obviously — and boom. The easiest cookies ever. And weirdly addictive. And kind of life-saving on busy mornings. Ever tried grabbing a cookie instead of breakfast? IMO, it feels a little rebellious in the best possible way. 🙂
Now, if you’re like me, you’ve probably searched “3-ingredient banana oat cookies” on Google or Pinterest and found yourself scrolling through, like, a thousand versions. So I did what any food-obsessed person does — I read the top 10 ranking recipes and figured out exactly what works, what doesn’t, and what people keep getting wrong.
Today, I’m sharing my perfected version, real-life tips, tricks, fails, wins, and everything I learned from the “big bloggers.” Let’s make your cookie-making ridiculously easy.
Why Everyone Loves These Cookies (Including Me)
You know those recipes that become popular for one weird reason and then disappear? These aren’t that. After reading the top 10 Google and Pinterest posts, I noticed everyone kept repeating a few things — and they’re all true:
- Ripe bananas make or break this recipe.
Every top recipe mentioned this. The darker the bananas, the sweeter your cookies. - Quick oats give the best texture.
Some bloggers swear by rolled oats, but quick oats make softer, chewier cookies. - They don’t spread at all.
Literally every blogger says this — so shape them the way you want them to look. - They’re healthy-ish and kid-friendly.
Moms love them, gym people love them, I love them. Circle of life. - They freeze well.
I LOVE freezer-friendly snacks. My future self always thanks me.
And honestly, the reason these cookies went viral is simple: they’re easy, comforting, and flexible. Add-ins? Go wild. Eat for breakfast? Absolutely. Snack on three at midnight? Also acceptable.
The Ingredients (And My Thoughts on Each)
The magic of this recipe comes from how ridiculously simple it is. But because simplicity is unforgiving, a few details matter.
1. Bananas
I grab the ripest bananas I have. I’m talking spotted, soft, almost-too-far bananas. They mash easily and sweeten the cookies naturally.
2. Oats
Quick oats bind better and create a softer cookie. Rolled oats make a chewier cookie. Steel-cut oats? Don’t even try it unless you want gravel cookies. FYI.
My personal favorite brand is Quaker Quick Oats.You can use it for best results.
3. Chocolate Chips
Yes, chocolate chips are technically the “4th ingredient,” but the internet agrees that they’re still part of the 3-ingredient vibe. I use Lily’s Dark Chocolate Baking Chips because they melt beautifully and taste rich without being too sweet.
My Go-To Recipe: 3-Ingredient Banana Oat Cookies
(The one I’ve made over 20 times — not bragging, just obsessed.)
Ingredients:
- 2 large ripe bananas
- 1 cup quick oats
- ½ cup chocolate chips (or walnuts if you’re behaving that day)
Instructions:
- Preheat oven to 350°F.
- Mash the bananas in a bowl with a fork until smooth but not soupy.
- Add oats and stir until the mixture thickens.
- Add chocolate chips and fold them in.
- Scoop dough into balls on a baking sheet lined with a silicone mat.
I LOVE this silicone mat — it keeps everything from sticking and lasts forever: - Flatten each cookie gently — they won’t spread at all.
- Bake for 12–15 minutes.
- Let cool and snack immediately because patience is overrated.
Few tips
Use VERY Ripe Bananas
Ripe bananas = sweeter cookies.
Under-ripe bananas = sad, bland circles of disappointment.
Quick Oats Work Best
Quick oats absorb moisture faster, which keeps the cookies soft.
Rolled oats give a chunkier feel (good, but not my fave).
Shape Your Cookies Before Baking
Every single major blog hammered this point: these cookies do not spread. If you drop them as blobs, they will bake into… warm blobs.
Add Flavor Boosters
Some top bloggers added:
- cinnamon
- vanilla
- peanut butter
- raisins
- cocoa powder
I tried all of these. My favorite two? Cinnamon + chocolate chips, and peanut butter swirl.
Store Them Right
Store in a container at room temp for 2 days, fridge for 5 days, freezer for 1–2 months.
I freeze half my batch because otherwise I eat 10 in one sitting. :/
Tips, Tricks & Personal Fails (Learn from Me Please)
Tip 1: Don’t make the dough too wet.
If your bananas are huge, add a little extra oats until the dough thickens. Too wet? They’ll bake mushy.
Tip 2: Add salt if you want more flavor.
Just a pinch wakes everything up.
Tip 3: Use a cookie scoop for perfect sizes.
I swear this changed everything.
This cookie scoop the one I use:
Tip 4: Make mini cookies for kids.
Little hands love the size, and they bake faster.
Tip 5: Don’t overbake.
They won’t turn golden like traditional cookies — they’ll stay pale-ish.
Fun Variations I Actually Tried (And Loved)
1. Cinnamon Raisin Breakfast Cookies
Add ½ teaspoon cinnamon + ¼ cup raisins.
2. Peanut Butter Swirl Cookies
Swirl 1 tablespoon peanut butter into the batter.
(If you want great peanut butter, this one is my obsession: peanut butter )
3. Chocolate Banana Brownie Cookies
Add 1 tablespoon cocoa powder + dark chocolate chips.
4. Almond Crunch Cookies
Add 2 tablespoons sliced almonds + vanilla extract.
Ingredients
Method
- Preheat oven to 350°F.
- Mash bananas in a bowl until smooth.
- Add oats and stir until thick.
- Fold in chocolate chips.
- Scoop onto baking sheet and flatten gently.
- Bake for 12–15 minutes.
- Cool for 5 minutes and enjoy.
Notes
- Note 1: Use very ripe bananas for the best sweetness.
- Note 2: If the dough feels too wet, add 1–2 tablespoons of oats.
- Note 3: These cookies do not spread — shape them before baking.
- Note 4: Store in fridge 5 days or freeze for up to 2 months.
Conclusion: Make Them Once, Love Them Forever
So here’s the honest truth: these cookies aren’t fancy. They won’t blow someone’s mind like a triple-layer chocolate ganache cake. But you know what they will do?
They’ll save your busy mornings.
They’ll satisfy those late-night cravings without guilt.
They’ll transform your almost-rotten bananas into something kind of magical.
And if you try them once, you’ll totally understand why I keep a stash in my freezer at all times. Give them a shot, play with the variations, and don’t forget to grab good oats and a silicone mat — baking life gets so much easier.
Happy baking, my friend. And yes, grab two cookies — you earned them. 😊

